Financial services P&L: banks and insurers: the guide
Reading bank and insurer profit: net interest income and margin, fees, cost/income ratio, and credit losses for banks; loss, expense, and combined ratios for insurers.
Facts checked against sources onWhat strong candidates can do
- Build a bank's profit from net interest income, fees, costs, and credit losses
- Use net interest margin, cost/income ratio, and cost of risk
- Build an insurer's underwriting result with loss, expense, and combined ratios
- Find the driver of a change and the levers to fix it
Common questions
What does the Financial services P&L: banks and insurers guide cover?
Reading bank and insurer profit: net interest income and margin, fees, cost/income ratio, and credit losses for banks; loss, expense, and combined ratios for insurers.
How should you approach this type of case?
Build a bank's profit from net interest income, fees, costs, and credit losses. Use net interest margin, cost/income ratio, and cost of risk. Build an insurer's underwriting result with loss, expense, and combined ratios. Find the driver of a change and the levers to fix it.
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