So What Club

People, rules and responsibility: organisation, regulation and sustainability

Where the value of a new system leaks away

Adoption of a new client system at a fictional Malaysian bank, six months after launch(relationship managers)

Bar chart: Adoption of a new client system at a fictional Malaysian bank, six months after launch. Values in relationship managers. All relationship managers: 1,200; Trained: 1,080; Log in every week: 864; Use it for every client meeting: 540.

The prompt

Use the chart above. A relationship manager is a banker who looks after a set of clients. The fictional bank's business case assumed every relationship manager would use the new client system fully. Each would add MYR 20,000 of extra revenue per year (illustrative). Six months in, the bank says the system "is not working". Measure adoption, find the biggest drop, and put a number on the gap.

Before you reveal anything, plan your own structure and first move on paper. Then reveal one part at a time and compare.

Clarifying questions, with the interviewer's answers

Next case

Read the next worked case the same way: plan your own answer first, then reveal one part at a time.

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